Renting Out Your Home on Airbnb Is Great…Until It’s Not

Who wants to make more money? Most of us would answer yes to this question. And there are so many opportunities to make money outside of a full time or part time desk job. How many consider insurance before jumping on any of these said opportunities? Most of us would admit the insurance thought hadn’t even crossed our minds. But it should.

Take Airbnb or VRBO, both are excellent vacation property rental opportunities. There is so much freedom in this option! Rent a room, rent the whole house, rent out your own home or your second home – whatever you choose you will make money. What do you have to lose? Well, for starters, everything.

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BEWARE!!! Unfortunately, there are some agents in our area that are less than scrupulous when it comes to selling insurance. The majority of us truly care about the well-being of our customers but the ones you need to look out for are the ones that ask … well, how much are you paying now? If they ask that question before any other, buyer beware! If they are able to get you a “better” price, there are FIVE questions you need to ask yourself (and that agent)!

Are the coverages the same or better than my policy now?

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Protect Your Business in 3 Easy Steps

A business is only as safe as the tools it uses. One of the best tools a business can use to protect its assets is commercial auto insurance. Understanding insurance can be tricky. One of the first steps toward making an informed decision is to understand coverage and service options.

Night Driving Dangers

Summer is ending, and while fall and winter have their own pleasures — including Gross’ Apple Orchard Festival, Lynchburg Beer & Wine Festival and sooooo many more — longer nights mean increased danger on the roads.

Leak Tips

Even a small leak can become a major problem, so knowing what you’re covered for and how to prevent water damage are equally important. The below tips should help uncover any potential water problems down the road and keep your property dry.

Do You Have Enough Coverage to Rebuild Your Home?

Selecting the proper amount of coverage is the single most important decision you can make with your Homeowners policy. Without it, you may not have enough coverage to rebuild after a total loss. This is called “insurance to value.” Below are some explanations and tips to help you make the right choices for your needs — and remember, if you need help, we’re just a phone call away!

Back to School

College is expensive enough without finding out too late that an accident or theft isn’t covered under your current policies. So, as you get your children ready to head off to school in the fall, there’s one vital “to-do” to add to your list (other than writing that tuition check): a review of your insurance coverage.