A Lynchburg Insurance Agency Built on Trust
Why We Started
Hedges Insurance Agency wasn’t passed down or bought out—it was built from the ground up. After founder Trish Hedges faced a difficult insurance claim firsthand, she saw the need for something different: an agency that put people first. Today, we carry that purpose forward by helping clients make informed, confident insurance decisions—without pressure, confusion, or corporate red tape. As a woman-owned insurance agency in Lynchburg, we take pride in doing things personally. That means picking up the phone, following up fast, and making sure every client knows who’s working on their behalf. Whether you’re insuring your first car, growing your business, or comparing life coverage options, we’re here with honest answers and responsive support.
Meet Our Insurance Team
Behind every policy is a dedicated local insurance agent who takes the time to understand your needs. Our licensed producers and support staff bring years of experience, helping you compare coverage options and make confident decisions. With team members serving Martinsburg, Kingwood, and surrounding West Virginia communities, we’re proud to live and work alongside the clients we protect.
Martinsburg Location
Brady Hamilton, MBA, CLCS
Quad State Agency Manager
Specializes in Personal and Commercial Lines
Emily Church
Specializes in Personal LINES
Yasmyn Peña
Specializes in Personal Lines
Kingwood Location
Becky Bernatowicz
Branch Manager
Specializes in Personal Lines and Bonds
Pam Chidester
Specializes in Commercial Lines
Alisha Biggins
Specializes in Personal Lines
What Makes Us Different
We’re independent, which means we’re not tied to any one insurance company—and that gives our clients options. We work with multiple carriers to find coverage that fits your needs and budget, not someone else’s sales quota. Our clients come to us for competitive rates, but they stay because of how they’re treated. You’ll never feel rushed, and you’ll never have to explain your story twice. Whether we’re helping with a claim or quoting coverage for your new home in Forest, you can expect straight talk and genuine support from the same local team every time. It’s not just a policy—it’s a partnership.
Areas We Serve
Proud to Work with Families, Farmers & Businesses Across West Virginia
At
Quad State Insurance Agency, we’re committed to serving our neighbors across the Mountain State. With offices in
Martinsburg and Kingwood, WV, we provide personalized insurance solutions for individuals, families, and small businesses in:
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Surrounding West Virginia communities
Whether you need
auto insurance in Martinsburg, WV,
farm coverage in Preston County, or
business insurance in Kingwood, our local agents are here to help. We’re proud to be the
independent insurance agency West Virginia families and businesses trust for dependable protection and personal service.
Let’s Talk
No sales pressure. No confusing lingo. Just straightforward conversations about how we can help. If you’re ready to get a quote, review your policy, or simply ask a few questions, we’d love to hear from you.