Northern Neck Virginia Insurance is a small mutual insurer, which means every policyholder is a part owner of the company. Instead of passing profits to shareholders, they invest them back into the company to create better products and keep premiums low for their members.
In 1896, a group of 37 Irvington, Virginia homeowners banded together to form the Northern Neck Mutual Fire Association of Virginia. By pooling their resources, these original members gained the ability to rebuild a home leveled by fire.
In the century that followed, membership in the Association expanded statewide, providing coverage for thousands of homes throughout the Commonwealth of Virginia. In 1987, they changed their name to Northern Neck Insurance Company to reflect a growing list of insurance services.
For all of their success, they’re still a small company by the standards of today’s insurance industry. They are Virginia-only by choice. So when they say, “We are protecting our neighbors, friends and family.” – that’s exactly what they mean.