Our Automobile Insurance policies provide coverage for Bodily Injury and Property Damage Liability to others, as well as Physical Damage Coverage for your auto.
Bodily Injury Liability provides coverage for your legal responsibilities for accidents causing injuries to other drivers, pedestrians and passengers. Our Property Damage Liability coverage provides protection for accidents that damage the property of others. Legal defense costs, if any, are also covered. Other coverages may apply depending on the specific state in which a policy is written.
Uninsured and/or Underinsured Motorist Coverages protect you or a member of your family from the cost of an injury in an accident if it was caused by a motorist without insurance coverage or without sufficient insurance coverage to pay the full amount you are legally entitled to receive as damages.